近日，青(qing)島(dao)高創科技融(rong)資擔(dan)(dan)(dan)保(bao)(bao)有(you)(you)限公(gong)司（以下(xia)簡稱(cheng)：“高創擔(dan)(dan)(dan)保(bao)(bao)”）與(yu)青(qing)島(dao)融(rong)資再(zai)擔(dan)(dan)(dan)保(bao)(bao)有(you)(you)限責任公(gong)司（以下(xia)簡稱(cheng)“青(qing)島(dao)再(zai)擔(dan)(dan)(dan)保(bao)(bao)”）共同簽(qian)署了(le)(le)《再(zai)擔(dan)(dan)(dan)保(bao)(bao)業(ye)(ye)(ye)(ye)務(wu)(wu)合作(zuo)協議》，并完成(cheng)了(le)(le)首批再(zai)擔(dan)(dan)(dan)保(bao)(bao)業(ye)(ye)(ye)(ye)務(wu)(wu)備(bei)案，成(cheng)為青(qing)島(dao)再(zai)擔(dan)(dan)(dan)保(bao)(bao)首家準入并落地開(kai)展業(ye)(ye)(ye)(ye)務(wu)(wu)的(de)擔(dan)(dan)(dan)保(bao)(bao)機構(gou)。本(ben)次協議的(de)簽(qian)署和(he)首批業(ye)(ye)(ye)(ye)務(wu)(wu)的(de)完成(cheng)，標志著我市(shi)擔(dan)(dan)(dan)保(bao)(bao)業(ye)(ye)(ye)(ye)務(wu)(wu)分險體系(xi)初步建立(li)，實現了(le)(le)我市(shi)融(rong)資擔(dan)(dan)(dan)保(bao)(bao)行業(ye)(ye)(ye)(ye)再(zai)擔(dan)(dan)(dan)保(bao)(bao)業(ye)(ye)(ye)(ye)務(wu)(wu)額零(ling)的(de)突破，為本(ben)地區進一步健(jian)全和(he)完善(shan)政策性擔(dan)(dan)(dan)保(bao)(bao)體系(xi)、提升融(rong)資擔(dan)(dan)(dan)保(bao)(bao)行業(ye)(ye)(ye)(ye)綜(zong)合實力奠定了(le)(le)實操基礎(chu)。
青(qing)島(dao)融(rong)(rong)(rong)(rong)(rong)(rong)資(zi)再(zai)(zai)擔(dan)保(bao)有限責(ze)任公司由青(qing)島(dao)財(cai)通集團發起、市(shi)與(yu)區（市(shi)）財(cai)政(zheng)(zheng)共同出資(zi)成立，注(zhu)冊資(zi)本10億元，是從事融(rong)(rong)(rong)(rong)(rong)(rong)資(zi)性(xing)擔(dan)保(bao)、再(zai)(zai)擔(dan)保(bao)業(ye)(ye)(ye)務的(de)市(shi)級政(zheng)(zheng)府性(xing)擔(dan)保(bao)機構(gou)。公司以構(gou)建全市(shi)政(zheng)(zheng)策性(xing)融(rong)(rong)(rong)(rong)(rong)(rong)資(zi)擔(dan)保(bao)體(ti)系為(wei)目標，以增信(xin)分險功(gong)能(neng)為(wei)基礎，以再(zai)(zai)擔(dan)保(bao)為(wei)主要業(ye)(ye)(ye)務方(fang)向(xiang)，創新擔(dan)保(bao)合作模式，聚力(li)改善中(zhong)小(xiao)微企(qi)業(ye)(ye)(ye)信(xin)貸環境(jing)，緩解小(xiao)微企(qi)業(ye)(ye)(ye)融(rong)(rong)(rong)(rong)(rong)(rong)資(zi)難、融(rong)(rong)(rong)(rong)(rong)(rong)資(zi)貴問題。高(gao)創擔(dan)保(bao)作為(wei)我市(shi)科技金融(rong)(rong)(rong)(rong)(rong)(rong)普惠信(xin)貸業(ye)(ye)(ye)務的(de)主要參與(yu)機構(gou)，通過與(yu)青(qing)島(dao)再(zai)(zai)擔(dan)保(bao)公司的(de)緊(jin)密合作將拓寬(kuan)青(qing)島(dao)市(shi)科技創新型中(zhong)小(xiao)微企(qi)業(ye)(ye)(ye)的(de)融(rong)(rong)(rong)(rong)(rong)(rong)資(zi)渠道，延長(chang)科技金融(rong)(rong)(rong)(rong)(rong)(rong)服務鏈條，實現企(qi)業(ye)(ye)(ye)融(rong)(rong)(rong)(rong)(rong)(rong)資(zi)業(ye)(ye)(ye)務規模的(de)質、量(liang)雙提升。
首批落地的(de)批量再擔保(bao)(bao)(bao)業務(wu)共9筆(bi)，金(jin)額共計約4000萬(wan)元，貸(dai)款主體均為(wei)(wei)科(ke)技(ji)型小(xiao)微企業，單筆(bi)額度(du)均在500萬(wan)元以(yi)下，放款銀行(xing)承擔20%的(de)風險責任，由(you)(you)高(gao)創擔保(bao)(bao)(bao)提(ti)供(gong)擔保(bao)(bao)(bao)，由(you)(you)青島再擔保(bao)(bao)(bao)公司為(wei)(wei)高(gao)創擔保(bao)(bao)(bao)提(ti)供(gong)再擔保(bao)(bao)(bao)分險，開拓了我(wo)市銀擔合作新模式，切實為(wei)(wei)科(ke)技(ji)型小(xiao)微企業增信降(jiang)費。
下一(yi)步，高創擔保將(jiang)繼(ji)續以政策(ce)性融(rong)資服務與市(shi)場化經營手段(duan)充分結合的方式，積極發揮(hui)國有金(jin)融(rong)機(ji)構(gou)的責任與擔當(dang)，落實(shi)普惠金(jin)融(rong)政策(ce)，攜(xie)手業內金(jin)融(rong)機(ji)構(gou)積極探索創新，共同為我市(shi)科技(ji)型中小(xiao)微企業提供優質的融(rong)資擔保服務，推(tui)進企業債權融(rong)資擔保體系建設，點(dian)亮“海檢·高創”服務品牌(pai)、突出科技(ji)金(jin)融(rong)服務特色，為青島市(shi)實(shi)體經濟高質量發展貢獻力量。
